Loan limitInterest rate for repayment period <= 6 yearsInterest rate for repayment period > 6 years
Loans upto Rs. 5 lakh 10.25% 10.50%
Loan above Rs. 5 lakh & upto Rs. 25 lakh 11.25% 11.50%
Loan above Rs.25 lakh 12.75% 13.00%
Additional interest on schemes not covered under refinance that will be charged extra over and above the corresponding rate where refinance is available. 1.00% 1.00%
Penalty in the event of any default in payment of the dues, on the default amount for the period of default that will be charged additionally in the loan account(s). 2.00% 2.00%
Loan under LAMP Scheme 13.00% 13.25%

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